TCASH Hendak Salurkan Kredit Mikro Perbankan ke para Penggunanya

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Inti berita

  • TCASH selaku penyedia layanan uang elektronik dari Telkomsel menyatakan hendak ikut membantu pihak perbankan dalam menyalurkan kredit mikro ke para penggunanya.
  • TCASH tengah menjajaki kemungkinan kerja sama dengan beberapa bank terkait implementasi rencana tersebut, salah satunya dengan BTPN.
  • Herman Suharto selaku Head of TCASH Lifestyle menyatakan tertarik ikut menawarkan kredit perbankan karena hal tersebut dinilai mampu meningkatkan loyalitas para pengguna mereka.
  • Jika rencana ini terwujud, TCASH akan melakukan profiling pada pengguna berdasarkan data transaksi yang terekam di aplikasi TCASH. Algoritme TCASH akan membaca track record pengguna apakah cocok untuk menerima pinjaman.
  • Terkait besaran maksimal kredit yang bisa didapat merchant TCASH, Herman mengatakan hal itu belum bisa dipastikan. Namun sebelumnya disebut plafon kredit yang diberikan tak akan melebihi Rp10 juta.

Fakta penting lainnya

  • Jika TCASH ikut membantu menyalurkan kredit perbankan, maka mereka akan mengikuti langkah GO-JEK yang telah bekerja sama dengan BNI untuk penyaluran kredit KUR kepada merchant mitra GO-FOOD.
  • Herman menyatakan saat ini TCASH memiliki sekitar 20 juta pengguna, dengan 25 persen di antaranya merupakan pengguna aktif setiap bulan.
  • Untuk menambah jumlah pengguna, Herman mengatakan TCASH tengah mengupayakan memperluas ekosistem mereka. Seperti menggodok sistem agnostic sehingga pengguna operator lain juga bisa menggunakan layanan TCASH.


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